Over the years I have enjoyed reading the Budgeting Babe and she tagged me in this game of blog tag. In 2006, I mentioned her name to a coworker and she said she read her, too, it was the first time I ever talked about blogs to real life people. It is a shame we live in different cities, because I think we would enjoy getting together to talk about personal finance, food, being aunts and maybe she could teach me to knit!
Somewhere between leaving grad school and becoming a librarian, I stopped writing about personal finance I guess in an effort to plant myself in the craft blogging niche. While I was busy living life, it didn’t fit the narrow focus of my blog. Plus, I had the nerve to start a second blog. And there was the whole knowing other bloggers and tweeps in real life, did I want them to know about my financial beeswax?! Since becoming a librarian, I realized the average person (excluding stalkers) doesn’t know how to utilize public info or care to remember your details.
This post might a be a good time to bring this space back around to being a personal blog – one that mixes crafts, recipes, personal finance, books, music, Cincinnati and anything else I want to share. Afterall, the name udandi stands for UD Andi and that’s me. I know, I still have to write about owning this URL 10+ years…
I’m not going to tag anyone, but if you want to play along, visit Budgeting Babe and use her questions to answer on your blog. These are the rules if you want them:
- Post these rules
- Answer 11 questions from the person who tagged you
- Create 11 questions for the people you tag
- Tag 11 people and link them to your post
- Let them know you tagged them
1. Big or small, name one financial mistake you’ve made.
I can count the number of times I’ve had to pay a fee because of late payment and that annoys me to no end because with better planning it wouldn’t have happened.
2. What is the charity nearest and dearest to your heart?
American Cancer Society because everyone is touched by cancer.
3. What’s the best financial advice you ever got?
If you can’t pay in cash today, you can’t afford it.
4. If someone gave you $1,000 today and you had to spend it on something OTHER than paying down debt or investing it, what would you do with it?
I would apply it toward creating an app for Lunch It Punch It because I’m always getting requests for an app, but I’m not a developer or made of money!
5. What’s your favorite meal?
burger and fries all the way, any day.
6. What is the farthest you’ve ever run?
3.1 miles as a cross country runner in high school and I have no desire to run anymore. Me and my thoughts trotting along the open road do not enjoy each others’ company, but throw me in a pool and we’re cool.
7. Where is one place you’d like to visit?
8. Name one item on your bucket list.
To remodel my kitchen – that’s totally a bucket list item because it feels like it keeps getting further away from me
9. Could you live on half your income?
pfft! I’m a librarian so I feel like I’m already living on half of most people’s income. That said, I’m a decent example of being able to achieve what you want if you are willing to make sacrifices and be patient. I had some help with my private college education, graduated with less than 10k in student loans, paid them off in 9 years, bought and paid off a car in less than 5 years, attended grad school without deferring on my student or car loan, always contributed to my IRA (pay yourself first) and bought a house on one income.
I’ve taken a lot of ribbing over the years for not having the latest or greatest material goods, but no gadget replaces the peace of mind of being nearly debt-free (I have a mortgage) and happy in my own skin.
10. What did you spend yesterday?
$21 on a gift, $2 on an egg separator, $6 on a craft item, $15 out with friends
11. Are you financially independent?
I have a mortgage, so no
Thanks for tagging me, Nicole aka Budgeting Babe!